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Choose from a wide range of insurance products tailored for your needs

Health Insurance
Health Insurance

Medical expense coverage for you and your family...
Life Insurance
Life Insurance

Financial security for your loved ones future...
Motor Insurance
Motor Insurance

Comprehensive coverage for cars, bikes & commercia...
Travel Insurance
Travel Insurance

Stay protected during domestic and international t...
Home Insurance
Home Insurance

Protect your home and belongings from unexpected e...
Fire Insurance
Fire Insurance

Industrial and commercial fire damage protection...
Marine Insurance
Marine Insurance

Cargo and hull insurance for shipping risks...
Crop Insurance
Crop Insurance

Protection for farmers against crop failure...
Commercial Insurance
Commercial Insurance

Business insurance solutions for every industry...
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Featured Plans

Popular Insurance Plans

Handpicked plans offering the best coverage at competitive premiums

Health Insurance 1 Year
HealthGuard Silver
₹4,999.00 /year
Coverage: ₹300,000.00
Cashless Hospitals
No Waiting Period for Accidents
Day Care Procedures
Pre & Post Hospitalization
View Details
Popular
Health Insurance 1 Year
HealthGuard Gold
₹8,999.00 /year
Coverage: ₹500,000.00
Cashless Hospitals
Maternity Cover
Annual Health Checkup
Organ Donor Expenses
Ambulance Charges
View Details
Health Insurance 1 Year
HealthGuard Platinum
₹15,999.00 /year
Coverage: ₹1,000,000.00
Unlimited Restoration
Global Coverage
Wellness Rewards
Mental Health Cover
OPD Expenses
View Details
Life Insurance 20 Years
LifeSecure Term Plan
₹8,500.00 /20 Years
Coverage: ₹5,000,000.00
Pure Term Cover
Accidental Death Benefit
Terminal Illness Cover
Tax Benefits
View Details
Life Insurance 15 Years
LifeSecure Endowment
₹18,000.00 /15 Years
Coverage: ₹3,000,000.00
Maturity Benefit
Bonus Accrual
Loan Against Policy
Surrender Value
View Details
Motor Insurance 1 Year
AutoShield Comprehensive
₹6,200.00 /year
Coverage: ₹800,000.00
Zero Depreciation
Roadside Assistance
Engine Protect
Key Replacement
No Claim Bonus
View Details
View All Plans
Why InsureWise

Why Choose Us

We go above and beyond to protect what matters most to you

Instant Claims

Quick claim processing with cashless facility at 10,000+ network hospitals across India.

24/7 Support

Round the clock customer support to assist you with queries, claims, and policy management.

Best Premiums

Compare and choose from the most competitive premiums in the market with no hidden charges.

Trusted & Secure

IRDAI licensed with 98.5% claim settlement ratio. Your data is safe with bank-grade security.

Testimonials

What Our Customers Say

Real stories from real customers who trust InsureWise

"InsureWise made buying health insurance so easy! Their team helped me choose the perfect family plan. Claim settlement was quick and hassle-free when my wife was hospitalized."

S
Suresh Reddy
Software Engineer

"I am extremely satisfied with my life insurance policy from InsureWise. The agent explained everything clearly and the online portal is very user-friendly for tracking policies."

M
Meena Iyer
Teacher

"Got comprehensive motor insurance for my car fleet. Best rates in the market and excellent roadside assistance. Had a claim processed in just 3 days. Highly recommended!"

V
Vikram Singh
Business Owner

"The travel insurance plan saved me during my Europe trip when my baggage was lost. Quick settlement and helpful customer support. Will definitely renew my policy next year."

A
Anita Joshi
Freelancer

"Been with InsureWise for 5 years now. Their health insurance has excellent coverage and the cashless hospital network is extensive. Never faced issues with claim settlements."

K
Karthik Nair
Bank Manager

"We got group health insurance for our 200+ employees from InsureWise. Customized plans, competitive pricing, and dedicated account manager. Employees are very happy with the coverage."

P
Pooja Kapoor
HR Manager
FAQ

Frequently Asked Questions

Find answers to common questions about insurance policies, claims, and more.

View All FAQs

To buy health insurance you need: Identity proof (Aadhaar/PAN/Passport), Address proof, Age proof, Photographs, and Medical reports if applicable. For existing diseases, additional medical tests may be required depending on the sum insured and age.

Motor insurance premium is calculated based on: Insured Declared Value (IDV) of the vehicle, Cubic capacity of the engine, Age of the vehicle (depreciation factor), Geographical zone, Add-on covers selected, No Claim Bonus discount, Voluntary deductible amount, and Anti-theft device discount.

Claim Settlement Ratio (CSR) is the percentage of claims settled by an insurance company out of total claims received in a year. A higher CSR (above 90%) indicates the insurer is reliable in paying claims. Always check CSR before purchasing a policy. IRDAI publishes annual CSR data for all insurers.

Yes, you can port your health insurance policy to another insurer at the time of renewal. Apply at least 45 days before renewal date. Your waiting periods and no-claim bonus will be carried forward. The new insurer cannot reject your porting request based on claims history. Porting is governed by IRDAI guidelines.

In cashless claims, the insurance company directly settles the bill with the network hospital. You only pay the non-covered amount. In reimbursement claims, you pay the hospital bill first and then submit documents to the insurer for refund. Cashless is hassle-free while reimbursement gives flexibility to choose any hospital.

Motor third-party insurance is mandatory under Indian law. Health insurance is not mandatory but highly recommended. Life insurance is optional but essential for financial planning. Home insurance is mandatory for properties with mortgage. Travel insurance is mandatory for some countries. Crop insurance is compulsory for farmers with crop loans.
Blog

Latest from Our Blog

Stay informed with the latest insurance tips, news, and guides

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19 May 2026
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